10:01:39 From Monica Czaplinski to Everyone:
	good morning
10:01:52 From Lesley MacDonald to Host and Panelists:
	found the slide
10:11:36 From Leigh Bluestein to Everyone:
	Welcome everyone! Please feel free to post questions and comments here in Chat.
10:12:27 From Lesley MacDonald to Everyone:
	Gaithersburg Financial Empowerment Center offers free financial counseling for Gaithersburg residents - for more information about the services and our Financial Wellness Webinars, visit www.gaithersburgmd.gov/fec
10:13:35 From Veronica Pease to Everyone:
	Is the financial counseling only for "City" of Gaithersburg residents?
10:14:52 From Lesley MacDonald to Everyone:
	Unfortunately, yes.  We hope to expand the service, so stay tuned.
10:26:25 From Leigh Bluestein to Everyone:
	I will share these slides with all registrants via a follow up email.
10:29:06 From Carolyn Carlson to Host and Panelists:
	AARP has a book, “The Other Talk” that was very helpful to us.
10:30:28 From amy bayersdorfer to Everyone:
	Might want to be thoughtful about "access" to online accounts vs "join owner" for tax purposes
10:36:44 From amy bayersdorfer to Everyone:
	I have not used this, but it's on my list of things to look at: https://www.thenokbox.com/
10:38:03 From Bernice Pine to Everyone:
	How do I find a good estate planning / elder law attorney?
10:38:47 From amy bayersdorfer to Everyone:
	Also, in this day and age, access to online passwords (or an online password manager) is super important
10:40:19 From Audrey Rothstein to Host and Panelists:
	MOLST Forms, DNR
10:41:57 From Leigh Bluestein to Sue DeGraba(Direct Message):
	Hi Sue. Can you please stop sharing your screen now?
10:42:19 From Caryl McNeilly to Everyone:
	Key passwords for someone to know (or detailed in book): phone screen unlock pw, laptop unlock pw, password manager pw, Quicken pw (if used) -- am I missing anything there?
10:42:38 From Caryl McNeilly to Everyone:
	Daily Money Managers can help with bill pay, submitting insurance--that provides someone who knows where accounts, etc are to bridge to family or a POA rep taking over
10:46:13 From Caryl McNeilly to Everyone:
	For representatives designated in Medical POA, they need to have access to list of doctors, medications, access to calendar for scheduled appointments
10:46:38 From amy bayersdorfer to Everyone:
	ALso, Trust law/requirements differ by state -- not just the Directives, but good to consult a trust atty if people move
10:47:33 From Caryl McNeilly to Everyone:
	Daily Money Manager is a profession -- I only learned a couple years ago that they are around and can be a godsend
10:48:31 From susan kimmwl to Host and Panelists:
	My name is also Susan, but I am the opposite of Sue.  I try to avoid doing “paperwork.”  This task seems overwhelming.  How do you suggest getting started?
10:52:06 From Caryl McNeilly to Everyone:
	My mother passed away last year, she left detailed instructions for funeral, but it would have been incredibly helpful to have a list of friends to notify -- trying to guess who in her address book was important was impossible
10:53:49 From Caryl McNeilly to Everyone:
	Google also offers the option of designating a Legacy contact (important for gmail accounts)
10:54:20 From amy bayersdorfer to Everyone:
	on the iPhone, you can set a Legacy contact who can access your iCloud account. Helpful for accessing photos, etc.  
	https://support.apple.com/en-us/102631
10:56:05 From amy bayersdorfer to Everyone:
	FYI, the NOKBox stands for Next of Kin -- it looks like a super organized, detailed version of Sue's notebook
10:57:05 From Lesley MacDonald to Everyone:
	This has been so helpful - you only have to go through the death of a family member once to know that it's always more complicated than you think!
10:57:58 From Caryl McNeilly to Everyone:
	One other aid to successors:  many of us keep all this info in computer, so providing information about structure of computer files may be as important as passwords (e.g. C:Financial/ and C:/Medical
11:01:21 From Caryl McNeilly to Everyone:
	I just closed my Mother's estate, so this is on my mind.  One other suggestion, AARP has the best death checklist!
11:01:30 From Monica Czaplinski to Everyone:
	thanks. great information
11:01:42 From Caryl McNeilly to Everyone:
	How do we save Chat?
11:01:57 From Veronica Pease to Everyone:
	Thank you so much.  Very informative and helpful.
11:02:02 From Caryl McNeilly to Everyone:
	Yes please!
11:02:11 From Allison Stearns to Host and Panelists:
	Wonderful session, thanks to all involved!
11:02:17 From Jeanine Gould-Kostka to Everyone:
	Thank you for an excellent presentation and discussion!
11:02:41 From Tamara Haskins to Host and Panelists:
	Great job everyone!
11:02:46 From frsan Levin to Host and Panelists:
	Well done. Many thanksQ
11:02:57 From Mary Shea to Host and Panelists:
	Thank you so much to all presenters.  Very helpful!
11:03:05 From Caryl McNeilly to Everyone:
	Thank you!